Pricing Guide 2026

How Much Does an Accountant Charge for Self Assessment in 2026? UK Accountant Fees Guide

Published: 22 August 2025
Updated for 2026/27 tax year
10 min read

Most accountants charge between £150 and £500+ for a Self Assessment tax return in 2026. Simple employment tax returns typically cost £150–£250, while self-employed individuals, landlords and company directors often pay £250–£500+ depending on complexity. The exact fee depends on your income sources, record keeping and whether tax advice is included.

Typical Range 2026

£150 - £500+

If you're self-employed, a company director or earning income outside PAYE, filing a Self Assessment tax return is mandatory. Understanding accountant fees for Self Assessment can help you budget and choose the right service.

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Self Assessment Costs in 2026: What You Need to Know

Accountants' fees for a standard Self Assessment return typically range from £150 to £500+, depending on:

Accountant Fees by Tax Return Type (2026)

Tax Return Type Typical Accountant Fee
Employment Income Only £150 – £250
Self-Employed Sole Trader £250 – £500
Landlord Tax Return £250 – £450
Company Director Tax Return £200 – £450
Multiple Income Sources £350 – £750+
Complex Tax Planning Cases £500+

Your sources of income

Employment, property, investments, overseas, crypto

Your business structure

Self-employed or limited company director

Complexity of tax affairs

Number of income streams and transactions

Your location

London accountants often charge 20-30% more

Additional services

Bookkeeping, VAT, payroll support

Taxwise Accountancy

Transparent, fair and tailored fees - no hidden charges

Simple

£150-£250

  • Single employment income
  • Basic expenses only
  • No property or investments
MOST POPULAR

Standard

£250-£400

  • Self-employment income
  • 1-2 rental properties
  • Basic investments/dividends

Complex

£400-£750+

  • Multiple income sources
  • Several properties
  • Capital gains, foreign income

What Affects the Cost?

Complexity

More income sources = higher fees

Record Quality

Organised records reduce time/cost

Timing

Last-minute submissions cost more

Location

London firms often charge 20-30% more

DIY Self Assessment

Free (just your time)

Good for simple returns

Risk of errors/penalties

Time-consuming to learn

Using an Accountant

Expert accuracy & compliance

Tax-saving advice

Saves your time

Peace of mind

Worth it? An accountant often saves you more in tax than their fee costs, plus you avoid penalties and save hours of stress.

How Much Does an Accountant Charge for a Self-Employed Tax Return?

If you're self-employed and operate as a sole trader, your fee for annual accounts and tax return will depend on your business income. This applies to minicab drivers, plumbers, electricians, freelancers, e-commerce sellers, and many other small business owners.

Annual Income

Up to £30k

£149 - £250

Typical fee range

MOST COMMON

Annual Income

£30k - £85k

£250 - £400

Typical fee range

Annual Income

£85k+

£400+

Typical fee range

🏢 Location Matters – Why Accountant Fees Vary by Area

The location of your accountant can significantly affect the cost of your tax return. Accountants in major cities like London often charge higher fees due to increased overheads and demand.

London Accountants

Typically charge 20-30% more

£200 - £600+

Online/Regional Accountants

Lower overheads, better value

£149 - £450

If you're based in London and looking for tax return support, we work with many clients across the capital.

View our London accountant services

🌐 Save With Remote Accounting

Many clients are now turning to online accountants to reduce costs without sacrificing quality. Since online accountants don't need expensive offices in city centres, they often pass the savings back to clients.

At Taxwise Accountancy, we serve clients across the UK with easy-to-use remote services.

Learn More About Cloud Accounting

🚀 Not Registered for Self Assessment Yet?

If you're newly self-employed or earning untaxed income for the first time, you'll need to register with HMRC before you can file a return. We offer free online registration as part of our service.

❓ Do You Need an Accountant for Self Assessment?

Technically, you can file a tax return yourself via HMRC. But using an accountant ensures:

Your return is filed accurately and on time
You claim all allowable expenses and deductions
You reduce your risk of HMRC penalties or overpayment
Peace of mind during tax season

✅ Why Choose Taxwise Accountancy?

We specialise in helping: Sole traders • Landlords • Contractors • Limited company directors • Partnerships • High earners with multiple income sources

We're based in Luton and serve clients across the UK, offering fixed fees, professional service, and support all year round – not just at tax time.

💷 What Does Taxwise Charge for Self Assessment?

At Taxwise Accountancy, our Self Assessment tax return fees typically start from £175 for straightforward tax returns. Fees vary depending on the complexity of your circumstances, the number of income sources and the quality of records provided.

📅 Need Help With Your 2025–2026 Tax Return?

We're now taking bookings for the 2026 Self Assessment season. Don't leave it until the January deadline. Get expert help early and stay compliant.

How Much Does an Accountant Charge for a Landlord Tax Return?

If you're a landlord with one or two properties, expect to pay £250–£450 for a Self Assessment tax return. The fee increases with each additional property and is affected by whether the property is held personally or in a limited company. Landlords also benefit significantly from an accountant's knowledge of allowable expenses — mortgage interest relief, repairs, and replacement of domestic items — which can more than offset the cost.

Read: HMRC Targeting Landlords in 2025

How Much Does an Accountant Charge for a Director's Tax Return?

Limited company directors typically pay £200–£450 for a personal Self Assessment. This covers reporting salary and dividends, which most directors receive as a tax-efficient combination. The fee often depends on whether the accountant also handles your company's accounts and payroll — many firms offer bundled packages at a discounted rate. If you need both personal and company tax services, ask about combined pricing.

Read: Tax Efficient Salary & Dividends for Directors 2026/27

How Much Does an Accountant Charge for a Cryptocurrency Tax Return?

Cryptocurrency tax returns are among the most complex HMRC now receives, typically costing £350–£750+. This reflects the volume of transactions to review, the need to apply HMRC's crypto-specific rules on pooling and disposals, and the capital gains calculations involved. If you've traded crypto, staked, mined, or used DeFi protocols, an accountant experienced in crypto taxation is essential. HMRC is actively targeting undeclared crypto gains through exchange data-sharing agreements.

Tax treatment depends on your individual circumstances and may be subject to change. Always seek professional advice.

What's Included in Our Self Assessment Service?

Complete tax return preparation

HMRC submission on your behalf

Tax-saving advice and planning

Calculation of tax liability

Review of expenses and allowances

Ongoing email/phone support

Tips to Reduce Your Accountant Fees

1

Keep Organised Records

Use accounting software like FreeAgent throughout the year

2

Submit Early

Book before December to avoid rush fees

3

Provide Complete Information

Gather all documents before contacting your accountant

4

Ask for Fixed Fees

Get a quote upfront so there are no surprises

Frequently Asked Questions About Accountant Fees

Is it worth paying an accountant for Self Assessment?

Can an accountant save me more tax than their fee?

How much does a self-employed tax return cost?

Do online accountants charge less?

How much does a landlord tax return cost?

Can I claim accountant fees against tax?

Who Needs to File a Self Assessment Tax Return?

You may need to file a Self Assessment if you're self-employed, a company director, a landlord earning rental income, or have untaxed income from savings, investments, dividends, crypto or foreign sources. HMRC's rules change regularly, and the £150,000+ income automatic filing requirement was removed — so even if you've never filed before, you may now need to.