Free UK Tax Calculator

Salary & Dividend Tax Calculator

Calculate your UK income tax, National Insurance contributions, and take-home pay instantly. Perfect for employees, directors, and dividend recipients for 2025/26 tax year.

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2025/26 Tax Year
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UK Salary & Dividend Tax Calculator

Tax Year 2025/26 - Generated by Taxwise Accountancy

Website: tax-wise.co.uk | Email: [email protected]

Calculate Your Take-Home Pay

Enter your salary and dividend income to see your tax breakdown, National Insurance, and net income for the 2025/26 tax year

Your Income

£

Enter your gross annual salary before tax

£

Enter any dividend income you receive

Default is 1257L for 2025/26 tax year

About This Calculator

This calculator uses the 2025/26 UK tax rates and thresholds. Personal allowance is £12,570, and dividend allowance is £500.

Your Results

Gross Income
£50,000
Income Tax
-£7,486
National Insurance
-£4,332
Dividend Tax
£0
Total Tax & NI -£11,818
Annual Take-Home
£38,182
Monthly: £3,182
Effective Tax Rate 23.6%

Detailed Tax Breakdown

How the Calculator Works

Understanding UK tax calculations for the 2025/26 tax year

Income Tax Bands

  • Personal Allowance: £12,570 (0%)
  • Basic Rate: £12,571 - £50,270 (20%)
  • Higher Rate: £50,271 - £125,140 (40%)
  • Additional Rate: Over £125,140 (45%)

National Insurance

  • Threshold: £12,570
  • Standard Rate: 8% on £12,570 - £50,270
  • Higher Rate: 2% on earnings above £50,270
  • Class 1 NI for employees

Dividend Tax

  • Allowance: £500 tax-free
  • Basic Rate: 8.75%
  • Higher Rate: 33.75%
  • Additional Rate: 39.35%

Important Notes

  • This calculator uses 2025/26 tax year rates and thresholds
  • Personal allowance is reduced by £1 for every £2 earned over £100,000
  • Dividend tax rates apply after using your personal allowance on salary income
  • This calculator provides estimates and should not replace professional tax advice
  • Actual tax may vary based on other income sources, reliefs, and allowances
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