Specialist Accountants for Luton Landlords

Being a landlord in Luton used to be simple. You bought a property, rented it out, and declared the income. Today, it’s a different story. With Section 24 restricting mortgage interest relief, constant changes to Capital Gains Tax, and the upcoming Making Tax Digital for landlords, property tax has become a minefield.

At Taxwise Accountancy, we help you navigate these changes. Whether you rent out a student house near the University of Bedfordshire, a commuter flat near Luton station, own a buy to let property or manage a large portfolio, we ensure you stay compliant and tax-efficient.

Airbnb Tax Accountants

Our Luton Landlords Accountants Accreditations & Professional Memberships

We are proud to be associated with leading professional organizations in the accounting industry.

Accounting and Reporting for Luton Landlords

  • Annual Accounts: Preparation of year-end accounts for SPVs and rental accounts for individuals or joint owner.
  • Bookkeeping: We can help you set up digital software (like Xero or QuickBooks) to track rent and repairs easily.
  • Companies House Compliance: Filing confirmation statements and maintaining statutory registers for Limited Companies.
Accounting and Reporting for Luton Landlords

Tax and Compliance for Luton Landlords

  • Self Assessment Tax Returns: For individual and joint landlords.
  • Corporation Tax Returns (CT600): For SPV Limited Companies.
  • Capital Gains Tax (CGT): Calculation and reporting on the "60-day rule" returns if you sell a property.
  • The Let Property Campaign: If you have undeclared rental income from previous years, we can help you disclose it to HMRC voluntarily to minimise penalties.
Tax and Compliance for Luton Landlords

Planning & Advisory Services for Luton Landlords

  • Property Company Set-Up: Tailored company setups for Luton landlords, ensuring tax compliance and legal requirements.
  • Personalized Structure Advice: Custom advice for efficient property business structuring aligned with your goals.
  • Strategic Tax Planning & Advice: Strategic tax planning services to help Luton landlords navigate the tax landscape with ease.
Tax Planning & Advisory Services for Luton Landlords

Mortgage and Income References

  • Accountants Reference and Certificates: One of the biggest struggles for Luton Landlords is proving income to lenders. We provide quick, accurate references and SA302 certifications to help you secure mortgages.
Mortgage and Income References for Luton Landlords

Who We Help

We understand that every property business is structured differently. We provide tailored support for 

  • Luton Limited Company (SPV) Landlords

    More landlords are moving to a Special Purpose Vehicle (SPV) structure to combat high tax rates. If you hold property in a Limited Company, we handle the full scope of corporate reporting, ensuring you extract profits in the most tax-efficient way possible (usually a mix of salary and dividends). 

  • Individual Landlords (Personal Name)

    If you own buy-to-let property in your own name, we handle your Self Assessment. We ensure you are claiming every allowable expense—from letting agent fees to replacement furniture—to keep your income tax bill accurate. 

  • Joint Landlords (Joint Names)

    Owning property with a spouse or business partner adds a layer of complexity. We help you manage the split of income correctly, advising on tools like Form 17 to ensure the rental profit is allocated in the most tax-efficient way between owners. 

Get in Touch with Our Expert Luton Landlords Specialist Accountants for Tailored Support and Guidance

Specialist Accountants for Luton Landlords